Big dreams start with small savings
Help a young saver get an early start with a Youth Savings account. Along the way, they can build confidence and learn smart money habits.
Why young savers start here
Money lessons stick when there’s room to practice. Linden’s Youth Savings account offers a hands-on way to set goals, make deposits, and watch savings grow. Here you’ll find:
- Dividends (money earned) on a balance of $5 or more
- Check balances on the go with Online Banking
- Deposit checks from anywhere with Mobile Check Deposit
- A local team that takes time to answer questions
I’ve had an account since I was a kid and it has always been a pleasant experience. The staff are always helpful. When I needed to buy a car, I got my loan done the same day!
- Hunter M
- Linden CU Member
Current Savings Rates
| Min. Balance to Earn APY | Rate | APY1 | |
|---|---|---|---|
| Regular Savings | $100.00 | 0.10% | 0.10% |
| Saver’s Sweepstakes | None | 0.25% | 0.25% |
| Youth Savings | None | 0.10% | 0.10% |
| Special Savings | None | 0.10% | 0.10% |
| Christmas Club | None | 0.20% | 0.20% |
| Vacation Club | None | 0.20% | 0.20% |
| Individual Retirement Account (IRA)2 | None | 0.20% | 0.20% |
| Educational Savings Account (ESA)2 | None | 0.20% | 0.20% |
| Checking | $750.00 | 0.00% | 0.00% |
1APY = Annual Percentage Yield.
2 Variable Rate Account. Rate and APY may change each dividend period as determined by the Board of Directors. The APYs listed are prospective rates for the current dividend period.
Youth savings questions, answered.
Who can open a youth savings account?
A parent or legal guardian can open a Linden Youth Savings account.
What do I need to open an account?
If the person you’re opening the account for isn’t already a Linden member, please bring a document that confirms their identity (like a Social Security card). We’ll open their membership, and Youth Savings will be their primary savings account until they turn 18.
Can family members add money to the account?
Of course! Parents, grandparents, other relatives, and friends can deposit money anytime.
Can my child take money out of their account?
It depends on the child’s age and how the account is set up. Parents or legal guardians typically need to approve withdrawals for children under 18, but we can set up the account to your preferences.
Wherever you’re starting, we’ll start there with you.
