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Save / Money Market

Grow your savings with room for life

From an everyday cushion to your next big goal, we’ll help you make the most of a money market account that works for the way you save.

An older man and woman garden together, smiling and tending to plants in a sunny vegetable patch, chatting about their money market account as they nurture both their crops and savings.
Two women sit on a couch, smiling at a laptop together—perhaps exploring the benefits of opening a money market account.

Why members choose our money market

You’ll have flexibility when plans change and real people to talk to when you want help. Plus, you can earn more on the money you’re setting aside while keeping it within reach.

  • Rates that can grow along with your balance
  • Online access with real help when you want it
  • More earning potential than a regular savings
  • No fixed term or maturity date
From Our Community

I have consistently had positive experiences with this credit union. What stands out most is the exceptional customer service. The staff knows me by name, takes time to answer my questions, and has helped me with checking, savings, CDs, and money market accounts. They clearly explain my options and ensure I feel confident in my financial decisions. It is refreshing to collaborate with a team that genuinely values its members and goes the extra mile. I highly recommend this credit union to anyone seeking a financial institution that puts their members first.

  • Marlene R
  • Linden CU Member

Current Money Market Rates

Rates effective as of October 08, 2026.
AmountRateAPY1
$0 – $2,4990.00%0.00%
$2,500 – $9,9990.20%0.20%
$10,000 – $24,9990.35%0.35%
$25,000 – $49,9990.40%0.40%
$50,000 – $99,9990.50%0.50%
$100,000 +0.85%0.85%

1APY = Annual Percentage Yield. No minimum balance required.  Minimum to open is $2,500.  Rates subject to change daily.

Money market questions, answered

What’s a money market account?

It’s a savings account that typically pays higher dividends (money earned) than a traditional savings account and offers easy access to your funds. It’s a great option if you want to build your savings without locking it into a fixed-term option like a certificate.

Do I need a minimum balance?

No minimum balance is required for a money market. If you have $2,500 or more deposited to your money market, you will earn money on the funds you have in your account.

Can I transfer money from my money market to other accounts?

Yes, transferring your funds out of a money market is just as simple as moving money to and from a regular savings account. You’re welcome to use our Online Banking, mobile app, or visit us at the Linden Credit Union branch to transfer money.

Can I put more money into my money market account?

Yes, you can add more money to a money market account at any time. The more you add, the more your balance grows, meaning you’ll earn more money as you level up your money market savings.

Wherever you’re starting, we’ll start there with you.

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