Helping you save for what’s next
Big plans start with small steps. Set money aside for your next goal with a special savings account that can keep you on track.
Savings for whatever life brings
From unexpected expenses to holidays and travel, choose a savings that gives your next goal a place to grow.
Special Savings
Saving up for a rainy day or for something special you’ve had your eye on? A special savings account can be the perfect place to set aside your money, giving you peace of mind knowing the funds will be there when you need them most.
- Keep savings separate from everyday spending
- Add money whenever it works for you
- Track your progress toward a goal
Christmas Club
Get ready for the holidays with a Christmas Club account designed to lock in your savings as you build it up throughout the year. Choose your payout month (October or November), and we’ll transfer your club funds to regular savings so it’s ready for shopping.
- Save with purpose and celebrate the results
- Build your savings with auto transfers or payroll deduction
- Confidently cover holiday expenses each year
Vacation Club
Go ahead and dream about your ultimate travel plans. Share your goals with us and pick your payout month (March or June), then let the vacation club account do the work. Funds are locked in as you grow your savings through the year, making it easier to set money aside for your getaway.
- Budget for travel or any special occasion
- Continue saving until you’ve reached your goal
- Avoid credit card debt
Why open a Linden special savings
Save your own way, for your unique goals. We’ll help you plan ahead for upcoming expenses and better prepare for the unexpected. By setting aside a little money at a time in a special savings account, you’ll be ready for what comes your way with less disruption to your budget.
- Real guidance from people who know your name
- Save at your own pace and comfort level
- Know that we understand that life doesn’t always go according to plan
I have been a member for more than 30 years and have always felt genuinely valued. From the beginning, the staff has been kind, friendly, and helpful, offering sound financial guidance that has benefited me over the years. Whether I have questions about my checking or savings accounts or need a loan, this is where I turn. Their genuine care for members sets them apart. Every interaction has been positive, and I am confident that my financial needs are well cared for. This level of personal service is rare, and I am grateful to be a member and appreciate the consistently outstanding service. Thank you!
- Angela M
- Linden CU Member
Current Savings Rates
| Min. Balance to Earn APY | Rate | APY1 | |
|---|---|---|---|
| Regular Savings | $100.00 | 0.10% | 0.10% |
| Saver’s Sweepstakes | None | 0.25% | 0.25% |
| Youth Savings | None | 0.10% | 0.10% |
| Special Savings | None | 0.10% | 0.10% |
| Christmas Club | None | 0.20% | 0.20% |
| Vacation Club | None | 0.20% | 0.20% |
| Individual Retirement Account (IRA)2 | None | 0.20% | 0.20% |
| Educational Savings Account (ESA)2 | None | 0.20% | 0.20% |
| Checking | $750.00 | 0.00% | 0.00% |
1APY = Annual Percentage Yield.
2 Variable Rate Account. Rate and APY may change each dividend period as determined by the Board of Directors. The APYs listed are prospective rates for the current dividend period.
Special savings questions, answered.
Why should I open a special savings account?
A dedicated savings account can help you put money aside for future expenses, build healthy savings habits, and reduce the need to rely on credit cards or loans when large expenses arise.
How do I open a special savings account?
You can open a special savings account online or in person. We’ll walk you through what you need and help you find an option that fits your goals.
Can I have more than one special savings account?
Yes. You can use separate savings accounts for different goals, like emergencies, holidays, or a future purchase. Keeping them separate can make it easier to see how much you’ve saved for each one.
Can I access my money whenever I need it?
With a special savings account, you can access your money just like a regular savings account. Christmas and vacation clubs are more restricted to help you reach your goals. We’ll share all the details with you so you can confidently choose the account type that is best for you.
Wherever you’re starting, we’ll start there with you.
