Make room for life’s bigger expenses
From consolidating debt to covering a home project or one-time expense, borrow without using your savings or property as collateral with a personal loan.
One loan, plenty of possibilities
Use a personal loan to simplify debt, take care of a project, or cover a larger one-time expense.
Debt Consolidation
Bring multiple debts into one personal loan with one monthly payment and a clear payoff timeline.
- One monthly payment to keep track of
- A set term and payoff date
- Help comparing the new loan with what you owe now
Home Projects
Cover repairs, updates, or a smaller renovation without using your home as collateral.
- Funds for materials, labor, and repairs
- No home equity required
- Fixed monthly payments you can plan for
Life’s Bigger Expenses
Cover a move, medical bill, family event, or another larger expense that doesn’t fit neatly into one month.
- Borrow a set amount upfront
- Use the funds for a range of personal needs
- A clear payment and payoff schedule
Why choose Linden for a personal loan?
A personal loan should come with a clear plan, not more uncertainty. We’ll take time to understand what you need, explain the cost, and walk you through what to expect before you decide.
- A local team that takes time to listen
- Your rate, monthly payment, and total cost explained clearly
- Online convenience with real help when you want it
- Loan decisions made by people right here
The team was super helpful and courteous in guiding us through a family emergency. Even though we live overseas, they provided us with timely, personalized attention that we will be forever grateful for.
- Tom B
- Linden CU Member
Current Personal Loan Rates
| Loan Type | APR1 as low as |
|---|---|
| Personal Loan | 10.49% |
| No Credit Check Personal Loan (available Nov – Dec only) | 10.49% |
1APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Personal loan questions, answered.
What is a personal loan?
A personal loan gives you a set amount of money that you repay in monthly payments over a set term. It is unsecured, which means you don’t have to use your savings, vehicle, or home as collateral.
What can I use a personal loan for?
You can use a personal loan for many personal expenses, including debt consolidation, home projects, moving costs, medical bills, or another larger purchase. Some restrictions may apply, so bring us your questions if you’re unsure about a specific use.
How much can I borrow?
Personal loan amounts vary. Tell us how much you need, and after we review your application, we’ll explain the amount, rate, and monthly payment available to you before you decide.
Do I need collateral for a personal loan?
No. Linden personal loans are unsecured, so you don’t need to place savings on hold or use your vehicle or home to secure the loan.
How is a personal loan different from a credit card?
A personal loan gives you one amount upfront with a set repayment schedule. A credit card gives you a revolving line of credit that you can continue using as you pay down the balance.
Wherever you’re starting, we’ll start there with you.
