Help for today. Room to grow tomorrow.
Everyone runs into unexpected expenses sometimes. Borrow up to $1,200 with no credit check, a low fixed rate, and a simple repayment plan.
Why choose Linden?
An unexpected expense can make a tight budget feel even tighter. We’ll explain how the loan works, walk through the cost with you, and answer your questions without judgment.
- A lower-cost alternative to many payday loans
- The rate and total cost explained before you borrow
- No credit check required
- Real people available when you have questions
I have been a member for more than 30 years and have always felt genuinely valued. From the beginning, the staff has been kind, friendly, and helpful, offering sound financial guidance that has benefited me over the years. Whether I have questions about my checking or savings accounts or need a loan, this is where I turn. Their genuine care for members sets them apart. Every interaction has been positive, and I am confident that my financial needs are well cared for. This level of personal service is rare, and I am grateful to be a member and appreciate the consistently outstanding service. Thank you!
- Angela M
- Linden CU Member
Current Personal Loan Rates
| Loan Type | APR1 as low as |
|---|---|
| Personal Loan | 10.49% |
| No Credit Check Personal Loan (available Nov – Dec only) | 10.49% |
1APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
No credit check personal loan questions, answered.
How much can I borrow?
We typically offer up to $1,200 for our No Credit Check Personal Loans. If approved, you could borrow up to that maximum amount.
How long do I have to repay the No Credit Check Personal Loan?
The loan is repaid over 12 months. Before you borrow, we’ll show you the monthly payment and total cost so you know what to expect.
What’s the interest rate?
The interest rate is the same as Linden’s current personal loan rate. We believe everyone deserves a fair borrowing option, no matter where they’re starting, so this loan is designed as an alternative to high-cost options like payday loans. You can find the current APR in the rate table on this page, and we’ll review the rate and total cost with you before you borrow.
Will you check my credit when I apply?
No. We don’t pull your credit report when reviewing this loan. We’ll still review your application to make sure it meets the loan requirements, and approval isn’t guaranteed.
Wherever you’re starting, we’ll start there with you.
