Skip to content
Borrow

Find the loan that fits you

Tell us what you’re working toward and we’ll help you find the right fit.

A simple black-and-white drawing of a stack of paper bills wrapped with a band.

Auto Loans

Auto Loans
A simple black and white drawing of two overlapping envelopes, one slightly opened, suggesting the sending or receiving of mail.

Visa Credit Cards

Learn more
Hand-drawn bar graph with three vertical bars of varying heights and two axes, one pointing up and one pointing right.

Credit Builder Loans

Credit Builder Loans
A simple black-and-white sketch of a hand holding a smartphone upright, perfect for illustrating mobile access to credit union loans.

Recreational Vehicle Loans

Recreational Vehicle Loans
Simple black outline drawing of three human figures, illustrating a group—perfect for showcasing teamwork or representing community-focused services like credit union loans.

Personal Loans

Personal Loans
A simple black outline drawing of a piggy bank with a coin slot, curly tail, four legs—perfect symbol for saving or credit union loans.

Emergency Lines of Credit

Emergency Line of Credit
Simple black line drawing of a house with a door, window, chimney, and a bush on the left side—ideal for illustrating credit union loans.

Home Loans

Home Loans
Linden CU vs. The Big Banks

The Difference with Linden CU

At Linden CU, everything we do is meant to help you grow. That’s the difference of banking at a local credit union. We want nothing but to see you succeed.

Linden CU
The Others
Member-owned since 1947
icon-check
icon-x
Earnings fund better rates and lower fees
icon-check
icon-x
A volunteer board of members you elect
icon-check
icon-x
Loan decisions made by people who live here
icon-check
icon-x
Your deposits fund loans right here at home
icon-check
icon-x
Free notary service for members
icon-check
icon-x

Frequently Asked Questions

How do I know which loan is right for me?

We’ll work together to figure that out. Tell us what you’re working toward in your application, whether that’s a car, a home, consolidating a few balances, or building your credit, and we’ll walk through your options together and help you find the loan that fits your budget and your timeline. It’s the same conversation we’d have with you across the desk in the branch.

Do I need to be a member before I apply for a loan?

No, you can apply for a loan first. If you decide Linden is the right fit for you, we’ll walk you through becoming a member as part of the process.

What will I need to apply for a loan?

For most loans, a few basics will get you going: a government-issued photo ID, your contact and employment information, and a sense of the amount you need to borrow are enough to start. Depending on the loan, we may ask for proof of income or a little more information. We’ll let you know what you need.

Will my credit score keep me from qualifying?

Not necessarily. We look at the whole picture, not just a number, and we’re known for working with members who’ve been turned away elsewhere. If your credit isn’t where you’d like it to be, we’ll talk through your best options, including a credit-builder loan made to help you strengthen your score over time.

Wherever you’re starting, we’ll start there with you.

Explore Accounts
Become a Member
A man wearing a helmet, children smiling and playing, and two people holding hands, shown in overlapping circles.