Where saving makes you an owner
Your Regular Savings account opens the door to Linden membership and connects you to a cooperative built around people helping people.
People helping people since 1947
Our story began when nine Kimberly-Clark employees each put in $1 to create a credit union they owned together, a better option for their families. By pooling their savings, they could help coworkers borrow when they needed it. Your $5 membership share carries that same people-helping-people idea forward today. Here, you’ll have:
- Real guidance from people who know your name
- People who show up for the communities you call home
- Tools built for your life, not every life
- Savings that help support loans for other members
As members for over 20 years, we have truly appreciated the dedication and commitment that this credit union has shown to its members. The staff has always been friendly, knowledgeable, and willing to help with whatever our financial needs may be. Their outstanding customer service and genuine care have made every interaction a positive experience. We are grateful to be members and highly recommend this credit union to anyone looking for a financial institution that truly puts its members first.
- Richard F
- Linden CU Member
Current Savings Rates
| Min. Balance to Earn APY | Rate | APY1 | |
|---|---|---|---|
| Regular Savings | $100.00 | 0.10% | 0.10% |
| Saver’s Sweepstakes | None | 0.25% | 0.25% |
| Youth Savings | None | 0.10% | 0.10% |
| Special Savings | None | 0.10% | 0.10% |
| Christmas Club | None | 0.20% | 0.20% |
| Vacation Club | None | 0.20% | 0.20% |
| Individual Retirement Account (IRA)2 | None | 0.20% | 0.20% |
| Educational Savings Account (ESA)2 | None | 0.20% | 0.20% |
| Checking | $750.00 | 0.00% | 0.00% |
1APY = Annual Percentage Yield.
2 Variable Rate Account. Rate and APY may change each dividend period as determined by the Board of Directors. The APYs listed are prospective rates for the current dividend period.
Savings questions, answered.
Why should I open a savings account at Linden?
You’ll find a secure place to save, along with people just like you who take the time to understand what you’re working toward. Whether you have a question or need help choosing an account, we’re here to talk it through with you.
Is there a minimum balance I need to maintain?
Yes. The initial $5 you deposit at the time of opening your membership (your membership share) is held in your regular savings account. Beyond that, there’s no minimum balance required. You can earn dividends with $100 or more in your regular savings account, but having a large balance isn’t required.
What’s the difference between a regular savings and a special savings?
Your regular savings account holds your membership open. You can open special savings accounts for different goals, like emergencies, holidays, or a future purchase. Keeping them separate can make it easier to see how much you’ve saved for each goal.
Can someone help me figure out a savings plan?
Absolutely. Wherever you’re starting, there’s room to ask questions and take things one step at a time. One of our Certified Financial Counselors can listen to what you’re working toward and help you build a plan that fits your life.
Wherever you’re starting, we’ll start there with you.
