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Save / Saver’s Sweepstakes

Earn chances to win. Grow your savings.

Saver’s Sweepstakes® makes building a saving habit more rewarding, with cash prize drawings throughout the year.

Five hands of diverse skin tones and tattoos are layered on top as they celebrate unity and teamwork, coming together for the saver’s sweepstakes outdoors on grass.

Here’s how it works

Open an account, build your balance, and earn chances to win cash prizes along the way.

Two people in maroon jackets stand outside a blue door, laughing as they check a smartphone—perhaps to see if they’ve just won the saver’s sweepstakes together.

Why people choose us

We make it simple to open your Saver’s Sweepstakes account, save automatically, and get help from a real person when you want it. Here you’ll find:

  • Online or in-person account opening, whichever works for you
  • Payroll deduction to help make saving automatic
  • A local team and Certified Financial Counselors ready to help
From Our Community

The team was super helpful and courteous in guiding us through a family emergency. Even though we live overseas, they provided us with timely, personalized attention that we will be forever grateful for.

  • Tom B
  • Linden CU Member

Current Savings Rates

Rates effective as of October 08, 2026.
 Min. Balance to Earn APYRateAPY1
Regular Savings$100.000.10%0.10%
Saver’s SweepstakesNone0.25%0.25%
Youth SavingsNone0.10%0.10%
Special SavingsNone0.10%0.10%
Christmas ClubNone0.20%0.20%
Vacation ClubNone0.20%0.20%
Individual Retirement Account (IRA)2None0.20%0.20%
Educational Savings Account (ESA)2None0.20%0.20%
Checking$750.000.00%0.00%

1APY = Annual Percentage Yield.

2 Variable Rate Account. Rate and APY may change each dividend period as determined by the Board of Directors. The APYs listed are prospective rates for the current dividend period.

Saver’s SweepstakesⓇ questions, answered.

What’s Saver’s Sweepstakes?

Saver’s Sweepstakes is a statewide prize-linked savings program that can help you save money while giving you a chance to win cash prizes in monthly, quarterly, and annual drawings. The money you deposit stays in your account and remains yours, whether you win or not.

How do Saver’s Sweepstakes accounts work?

To earn entries, your balance needs to grow by at least $25 from one month to the next. You’ll automatically receive one entry for every $25, up to six entries per month. You can withdraw money at any time without a fee, and there’s no limit on how much you can deposit. You need to live in Wisconsin, Minnesota, or Illinois to open and maintain an account. For all the details, take a look at the official rules or contact us if you have questions.

How are winners notified?

If you win, one of our Linden team members will be in touch! Prize winners are contacted by phone or email immediately following prize drawings.

Where does the prize money come from?

Many credit unions, including Linden, contribute to a statewide Saver’s Sweepstakes pool each year. The prize money comes directly from this local pool.

Wherever you’re starting, we’ll start there with you.

A man wearing a helmet, children smiling and playing, and two people holding hands, shown in overlapping circles.